/* Rate It icons */ /* Emojis */

Last updated: 26 June 2023

The following Terms & Conditions (Terms) apply whenever you access IMHO (the Site), regardless of how you access the Site, including but not limited to the web, mobile phones, tablets and personal devices.

Use Of This Site

  1. The Publisher of this Site is IMHO, a wholly-owned subsidiary of Aruga, 9/33 Vulture Street, West End, Queensland, Australia 4101. Aruga asserts all rights as the owner and operator of this Site.
  2. Each user of this Site (User or you) agrees to be bound by these terms. Your use of and access to this Site indicates your acceptance of and agreement with these terms, as they exist at the time of use.
  3. IMHO may amend these terms at any time by posting changes on the Site. If you use the Site (other than to review the amended terms) after a notice of change has been provided, you will be deemed to have accepted the new terms. IMHO will include on the Site the date on which it last made amendments to these terms.

Content And Functionality Of The Site

  1. IMHO may alter, suspend or discontinue the Site and/or its functionality and/or the content made available through the Site at any time, with or without notice to Users, and, to the full extent permitted by law and subject to the remainder of these Terms and Conditions, will not be liable to any User or third party should it exercise such rights.

Contributing Content

  1. When you submit content to IMHO in any format, including any text, photographs, graphics, video or audio, you grant IMHO, Aruga and its related bodies corporate a non-exclusive, royalty-free, perpetual licence to publish, transmit or otherwise use that content in our published materials, now and in the future and to attribute you, using the details you have provided to us, as the author/provider of that content.
  2. IMHO reserves the right not to use the content you submit.
  3. You warrant that you have all of the necessary rights, including copyright, in the content you contribute and that your content is not defamatory nor infringes any law.
  4. You indemnify IMHO against any and all legal fees, damages and other expenses that may be incurred by IMHO as a result of a breach of the above warranty.
  5. You waive any moral rights in your contribution for its submission to and use by IMHO under these terms.

Intellectual Property

  1. All intellectual property concerning content on this Site belongs to IMHO or its licensors, advertisers or affiliates. Users obtain no interest in that intellectual property. All content on this Site is protected by Australian and international copyright and other intellectual property laws. You may not do anything which interferes with or breaches those laws or the intellectual property rights in the content.
  2. You may download and view content or print a copy of material on this Site for personal, non-commercial use provided you do not modify the content in any way. All rights not expressly granted under these terms of use are reserved by IMHO. Unless expressly stated otherwise, you are not permitted to copy or republish anything you find on the Site without the copyright or trademark owners’ permission.
  3. The logos of the Site are trademarks of IMHO, Aruga or its related bodies corporate. Other trademarks may be displayed on the Site from time to time. These may belong to third parties. Nothing displayed on the Site should be construed as granting any licence or right of use of any logo, trademark or masthead displayed on the Site, without the express written permission of the relevant owner.

No Advice

  1. Content included on the Site is prepared as general information only.  It should not be substituted for personal advice which takes into account your individual circumstances.

Third-Party Content & Links

  1. This Site may include third-party content which is subject to that third party’s terms and conditions of use. Nothing on this Site should be construed as granting any licence or right for you to use that content.
  2. This Site may include links to third-party sites which are not related to IMHO and to which IMHO has no control or interest. The appearance of those links on this Site does not indicate any relationship between IMHO and that third party or any endorsement by IMHO of that third party, its site or the products or services it is advertising.

Liability & Indemnity

  1. IMHO does not exclude any rights and remedies regarding goods or services under the Australian Consumer Law in the Competition and Consumer Act 2010 (ACL) or equivalent State or Territory legislation which cannot be excluded, restricted or modified. IMHO otherwise excludes all rights, remedies, guarantees, conditions and warranties in respect of goods or services from your use of the Site whether based in statute, common law or otherwise to the extent permitted by law. To the fullest extent permitted by law, including the ACL, the following provisions apply:
  2. a) IMHO does not warrant the accuracy of the content which you access through this Site. The content is provided to you “as is” and on an “as available” basis and on the condition that you undertake all responsibility for assessing the accuracy of the content and rely on it at your own risk. All content that you access through this Site may be changed at IMHO’s sole discretion and without notice.
  3. b) IMHO has no responsibility or liability concerning any loss or damage you incur, including to software or hardware, arising from your use of or access to this Site.
  4. c) IMHO does not warrant that functions of this Site or which you access through this Site, such as hyperlinks, will be uninterrupted or error-free, that defects will be corrected, that there will be no technical problems which prevent or unreasonably delay delivery of the Site or any content which ought to be accessible through the Site, or that IMHO or the server that makes it available, are free of viruses or bugs.
  5. Where permitted under local law, including the ACL, the liability of IMHO, for any breach of a term or condition implied by law is limited at IMHO’s discretion, to the supply of any service again or the payment for the cost of having any service resupplied. However, IMHO cannot limit its liability in this manner if you establish that it would not be fair or reasonable for IMHO to do so.


  1. Users must not use this site for any purpose or in any unlawful way.
  2. These terms shall be governed by and interpreted under the laws of Australia and/or equivalent State or Territory legislation.